Commercial Package
Built for the mid-market with the flexibility of a business package
and the features of an ISR.
Trusted experts in risk management and insurance
We take the time to understand your clients' business and risks so cover fits and value goes beyond the policy.
Fast and reliable support when it matters most
Your clients can count on a specialist claims team, in-house and onshore, ready to help when things go wrong.
Move from quote to bind quickly with virtual surveys
Skip the wait for an onsite visit. Get tailored recommendations from our in-house risk engineers with virtual surveys.
Features
This is a limited summary of cover only. For full details of the terms, conditions, limits and exclusions of our Commercial Package Insurance, please refer to the Policy Wording.
General
The flexibility of a Business Package with features of an ISR
Backed by Allianz Australia Insurance
Policy Schedule lists all Additional Benefits for easy reference
Full policy lifecycle quote and bind platform
In-house claims handling and settling service
Property Damage
Capacity up to $25M per location and up to $40M in total
No limit on the number of locations
Accidental damage cover up to the location limit
Business equipment used at home cover
Optional covers – Flood, Glass, Equipment Breakdown (machinery & electronic)
Loss of Business Income
ISR-style Insurable Gross Profit and AICOW covers
Easy Insurable Gross Profit calculator within the Broker Platform
Indemnity periods up to 36 months
Responds to Equipment Breakdown cover under Property Damage section, if selected
Crime
Select any combination of Theft, Money & Employee Dishonesty covers
Theft and Money cover and limits selectable by location
Theft limit per location up to $2M
Public Products Liability
Public, Products & Advertising Liability cover up to $20M
Care Custody Control limit selectable
Cover may be purchased as stand-alone policy, without other sections
Built for a broad range of industries
Our team is here to help with specialities across (but not limited to):
Manufacturing
Retail
Hospitality
QSR
Wholesale
Not seeing your sector? Get in touch with our team to explore how we can support your client’s risk.
Commercial Package Quick Links
Policy wording
For the full details of the terms, conditions, limits and exclusions, refer to the link below.
Insurance products are issued by Mitti Insurance Pty Ltd (formerly SafetyCulture Care Australia Pty Ltd) ABN 54 662 653 303 AFSL 544306 as agent for the insurer for the respective product. Neither we nor any insurer we represent provide any advice on any insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision on any product, please refer to the Policy Wording available from this website or call your broker for further information. If you purchase insurance, we will receive a commission and/or fee that is based on the premium.