Industrial Special Risks
Mitti Insurance is now offering ISR Property cover for well-managed commercial & industrial risks.
Mitti Insurance is now offering ISR Property cover for well-managed commercial & industrial risks.
ITEM | DETAIL |
|---|---|
Policy Wording | ISR Mark IV (Modified) — a proven, market-recognised form |
Territory | Australian risks and entities only |
Capacity | Up to $20M per risk, additional capacity can be added if required |
Indemnity Period | 12–24 month periods; longer by exception |
Minimum Declared Values | $10M standard; from $5M considered case-by-case |
Construction — EPS / ISP Panel | Accommodated up to 75% of floor area |
Construction — ACP Cladding | Assessed on polymer content: low-polymer / non-combustible cores acceptable |
Mitti App | Every policyholder will be provided access to the Mitti app, a suite of industry-leading tools to help identify, understand, and mitigate operational risks |
Our team is here to help with specialties across (but not limited to):
Not seeing your sector? Get in touch with our team to explore how we can support your client’s risk.
Operations that are not within scope include:
Abattoirs, chemicals manufacturing, explosives & firework manufacturers, lithium battery manufacturing, mineral / rock oil extraction or refining, nuclear energy plants, oil & petrochemical risks, paper mills, plastics manufacturing, power stations, steelworks, tanneries, tobacco manufacturers, firearms dealers, tattoo shops / parlours, tobacconists, outdoor markets, street traders, tyre retailers / retreaders, lithium battery retailer, casinos, nightclubs, fairgrounds & funfairs, circuses, caravan parks / camping grounds, hotels (drinking place).
With Mitti Insurance, prevention comes first. Every policyholder gets access to tools and expertise to help protect their business every day, not just when things go wrong.
This includes Mitti, an industry-leading risk management app, designed to help businesses identify, understand, and mitigate operational risks.
For brokers, it's a stronger value proposition that turns insurance into a tool for prevention, not just protection.
Inspections, training, and hazard reporting — all in one easy-to-use platform.
Quarterly inspections designed by our risk engineers to identify the risks most likely to cause claims in their industry.
Access to webinars and newsletters to learn about emerging risks to stay one step ahead.
Insurance products are issued by Mitti Insurance Pty Ltd (formerly SafetyCulture Care Australia Pty Ltd) ABN 54 662 653 303 AFSL 544306 (“Mitti Insurance”) as agent for Certain Underwriters at Lloyd’s (the “Insurer”). Mitti Insurance has a binding authority to issue, renew, vary and cancel contracts of insurance on behalf of the Insurer. Neither we nor the Insurer provide any advice on this insurance based on any consideration of Your objectives, financial situation or needs. Policy terms, Conditions, Limits, Exclusions and underwriting criteria apply. Please refer to the Policy Wording or call Your broker for further information.
For the full details of the terms, conditions, limits and exclusions, refer to the link below.
For the full details of ISR-related claims and policies, refer to the link below.
To learn more about how to file ISR-related complaints, refer to the link below.
Mitti Insurance's ISR product is designed for well-managed commercial and industrial risks. Our offering pairs Mark IV protection with the Mitti platform, giving clients a practical, real-time risk management solution.