Commercial Package

We take the time to understand your clients' business and risks so cover fits and value goes beyond the policy.

We integrate risk management with business insurance

Business insurance

Life happens and you want your customers to know they’re covered when it does. You can count on Mitti Insurance to support you in anything from assessments to insurance events.

Mitti App

We’re more than insurance. The Mitti app helps teams perform checks, train staff, report issues, and identify opportunities to improve. In short, it empowers your customers to run better businesses, which will help them stand out when it comes to price negotiation.

Tap into in-depth training and expertise

Expert advice and industry insights for best practice for risk management and claims management to help you strengthen your relationship with customers.

Commercial Package

Property Damage

  • TIV up to $10M per location, $50M per account

  • Debris Removal, Preservation of Property, Fire Department Service Charge, Pollutant Cleanup, and Increased Cost of Construction included

  • Newly Acquired Property, Property Off Premises, and Outdoor Property extensions included

Loss of Business Income

  • Business Income and Extra Expense coverage

  • Business Interruption — Customers & Suppliers extension up to $500,000

  • Responds to Equipment Breakdown cover under Property Damage, if selected

  • Deductible follows the property deductible; waiting period at underwriter discretion

Equipment Breakdown

  • Optional cover under the Property section

  • Up to $500,000 per item / $1,000,000 policy max

  • Underwritten by Travelers Syndicate Management, claims via Travelers Boiler Re

Crime

  • First Party Employee Dishonesty up to $50,000

  • Money (on/off premises) up to $150,000

General Liability

  • CGL Occurrence, General Aggregate, Products & Completed Operations Aggregate, Personal & Advertising Injury, Medical Expense

  • Damage to Premises Rented to You — selectable limit

  • Liquor Liability available up to $1,000,000

  • HNOA (Hired & Non-Owned Auto) where applicable

© Mitti Insurance Services Inc. 2026